Pre-approved Limits

You can establish some products in our Internet Banking, e.g. credit cards (applicable to people under 18 years of age), or arrange an appointment directly at our branch office.

What are pre-approved limits and where can I find them?

A pre-approved limit is an individual offer to get a loan that we have tailored to you. Thanks to a pre-approved loan limit, you can now be provided with a loan more easily, without any request to submit a document showing your income.

For the offer of pre-approved loans, see both the Internet Banking home page, and “E-shop – Pre-approved limits” or “E-shop – Loans”. It will also be automatically displayed in the application form for the selected product.

If you need an amount higher than the pre-approved limit

If the pre-approved limit does not correspond with your expectation or needs, then you can apply for a loan which exceeds the limit. To do this, please submit a document showing your income. (tick this option in the online application form).

If we offer you several products with pre-approved limits, you can establish all of them.

Nevertheless, when using a pre-approved limit, the other limits will be recalculated and may not be attractive for you anymore. That is why it is necessary to examine other limits to see whether they are satisfactory for you in terms of your borrowing needs.