This is the most common way to transfer money between domestic banks in Czech crowns. It is also known as
a single domestic payment order.
Description of specific fields
Entering data using a template
If you have any templates of payment orders saved, you can use them to enter a payment order automatically.Account to be debited
Please choose an account from which you would like to make a payment. Here you will find all the accounts connected to electronic banking.
Account to be credited
The beneficiary's account is in the following format. The prefix contains a maximum of six digits while an account number has up to ten digits. Some financial institutions separate the last three digits with a dash. When entering an account number, please do not enter the dash.
Bank code
You can enter the bank code either manually (the system checks whether the specified code exists or not) or choose it from the list.
Mark recipient as trusted
If you mark an account as trusted, payments to the account will not have to be confirmed by authorization method (Smart key, SMS key, certificate). You can delete the account from the list of trusted recipients at any time.
Amount
The amount to be transferred must not have more than twelve digits with two decimal places separated by a decimal comma or dot. We will notify you if the entered amount exceeds your available account balance.
Due date (maturity)
The due date is the day when the relevant amount should be debited from the account. Always the nearest possible due date is pre-set, either the current or the next applicable banking day. However, you can enter other than the pre-set date. Simply enter it in the field, or choose the option by clicking the calendar icon next to the field.
Please enter the date in the DD.MM.YYYY (e.g. 09.12.2008) or D.M. YYYY (e.g. 1.5.2015) format. If you enter the date incorrectly, we will send you an error message. If the date does not meet the required (permitted) parameters, the order cannot be sent.
Priority payment
Tick this option to mark an order as a priority payment. This will enable you to speed up the sending of the payment. They are subject to special rules, conditions and fees (see the Price List).
To arrange a successful priority payment, i.e. beneficiary's receipt of the amount on the same day, please enter the order by 13:30 hours (noon) at the latest. You can send a priority payment only to other banks within domestic payments; the due date cannot be later than10 days in the future.
Optional data
Variable Symbol
The acronym VS is used to describe the Variable Symbol. This is a ten-digit number. The variable symbol is used to identify a payment.
Constant Symbol
The acronym CS is used to describe the Constant Symbol. This is a four-digit number. You can either enter it manually, or choose from the list. The constant symbol is mostly optional data, however, it is important to enter it along with payments that are used to show the balance of payment of the Czech Republic and payments both against or in favour of the state budget (Decree No. 514/2002 Coll. as subsequently amended). You will receive the relevant constant symbol from the beneficiary (the competent office or institution, e.g. Tax Authority) but the entry of this code is your responsibility (ČSOB does not have to check whether the constant symbol is entered and whether it is correct or not).
Specific Symbol
The acronym SS is used to describe the Specific Symbol. It is a ten-digit number used to specify a payment.
Message
You can add a message for the beneficiary or recipient. It will be displayed both in your and their account statement.
Confirmation of payment remittance (“authorization”)
Payment remittance needs to be confirmed by authorization method (Smart key, SMS key, certificate).
If you set up the “Simplified authorization” for selected payments (payments up to CZK 500, payments to trusted accounts, transfers between your own accounts), just click on “Confirm”, further authorization is not required.
Sending a payment
After successful authorisation, a message is displayed to confirm that we have received your request for sending the payment. You can save the confirmation to your PC by choosing “Save as” or print it by using the “Print” option.
We can also send you a confirmation of your request for an outgoing payment by SMS or email.
You can save your payment order as a template
If you want to use the payment data (payment order) for subsequent payments, please save it as a payment template. Please note that the template is saved without the due date. If you use a template you must always add the relevant due date.