SEPA direct debit is non-cash direct debit in Euro. Depending on the type of direct debit you can choose either one-time (beneficiary's authorisation to collect money from your account only once) or recurring (the beneficiary can collect money multiple times) SEPA direct debit. Please be reminded that SEPA direct debit permission can only be accepted if you tick consent to the terms and conditions for this service.
Description of specific fields
Account to be debited
Please choose an account for which you would like to permit the direct debit. Here you will find all the accounts relevant for this function (you will find detailed specification for each account).
Scheme
Scheme CORE-consumer direct debit is pre-set. There is the only option. This scheme enables the debited funds to be refunded within eight weeks after the relevant account has been debited.
CID
CID is an identification code of the beneficiary, or a unique identifier of the beneficiary that is allocated by the Czech National Bank in the Czech Republic. Beneficiaries may use identification codes allocated to them in another country for SEPA direct debits.
Reference of the mandate
A mandate is a written agreement that the payer makes with the beneficiary to be able to collect funds from his account. Each mandate contains a reference for the beneficiary of the direct debit (sometimes also called as UMR – Unique Mandate Reference or unique reference of the mandate). It is used to identify the direct debit unambiguously. It is similar to a variable symbol. l
Limit (individual)
Enter a maximum amount for a (one) direct debit. If you grant permission for an account denominated in a currency other than Euro, the amount in the currency of the account will be displayed under this field.
Period
Here you can choose from several options: daily, weekly and monthly.
Number of transactions
Please enter a maximum number of transactions that may be made in the selected period.
Limit of total value
Please enter the total value of direct debits for the selected period. If you grant permission for an account denominated in a currency other than Euro, an amount in the currency of the account will be displayed under this field.
Valid from
The day from which we will start to accept requirements for debiting the account directly. The next working day is automatically pre-set (either the current or the subsequent one), which you can change, and set up a due date up to one year in advance.
Valid by
You can enter any future date. You can do so through the calendar icon or enter it in the DD.MM.YYYY format (e.g. 09.07.2016), Leave blank for permission valid until it is recalled.
Permission name
Entre the name of permission which will be displayed in the list of granted permissions; it will enable you to orient yourself in the future.
Confirmation of payment remittance (“authorization”)
Payment remittance needs to be confirmed by authorization method (Smart key, SMS key, certificate).
If you set up the “Simplified authorization” for selected payments (payments up to CZK 500, payments to trusted accounts, transfers between your own accounts), just click on “Confirm”, further authorization is not required.
Sending a payment
After successful authorisation, a message is displayed on the screen to confirm that we have received your request for sending the payment. You can save the confirmation to your PC by choosing “Save as” or print it by using the “Print” option.
We can also send you a confirmation of your request for an outgoing payment by SMS or email.