FX payment is a money transfer between domestic banks in other than the Czech currency.
Description of specific fields
Entering data using a template
If you have any templates of payment orders saved, you can use them to enter a payment order automatically.Account to be debited
Please choose an account from which you would like to make a payment. Here you will find all the accounts connected to electronic banking.
Account to be credited
You must enter the beneficiary's account number in the IBAN format. If you do not know the IBAN number, please use the convertor under the link “Insert an account number to convert it to the IBAN format” which will convert a domestic number to the IBAN format and place it directly in the “Account to be credited” field.
Beneficiary's account holder
You must specify the name of the account holder, it is required data. At the same time, you can enter the whole address, including the municipality. The country will be pre-set.
Amount
The amount to be transferred must not have more than twelve digits with two decimal places separated by a decimal comma or dot. We will notify you if the entered amount exceeds your available account balance.
If the currency of the transfer differs from that of the account you are sending money from, information regarding the exchange rate and the value of transaction in the currency of the account will be displayed under the “Account” field. This conversion shown here is indicative only; it is made according to the current exchange rate list. Then the transaction will be posted according to the exchange rate list applicable at the time of conversion.
Due date (maturity)
The due date is a day when the relevant amount should be debited from the account. As a rule, the nearest possible due date is pre-set, either the current or the next applicable banking day. However, you can enter other than the pre-set date. Simply put it to the field or choose with the calendar icon next to the field
Please enter the date in the DD.MM.YYYY (e.g. 09.12.2008) or D.M. YYYY (e.g. 1.5.2015) format. If you enter the date incorrectly, we will send you an error message. Unless the date meets the required (permitted) parameters the order cannot be sent to the bank.
Reference
This field is sometimes referred to as “End to End Identifier.” Information that you provide here (a maximum of 16 characters) will be displayed in the account statement or an advice for both of you, i.e. you and the beneficiary.
Purpose of payment
Please fill in this field for the purposes of payment identification. It is mandatory. Please specify for what reason the payment is being sent.
Confirmation of payment remittance (“authorization”)
Payment remittance needs to be confirmed by authorization method (Smart key, SMS key, certificate).
If you set up the “Simplified authorization” for selected payments (payments up to CZK 500, payments to trusted accounts, transfers between your own accounts), just click on “Confirm”, further authorization is not required.
Sending a payment
After successful authorisation, a message is displayed on the screen to confirm that we have received your request for sending the payment. You can save the confirmation to your PC by choosing “Save as” or print it by using the “Print” option.
We will also send you a confirmation of your request for an outgoing payment by SMS or email.
You can save your payment order as a template
If you want to use the payment data (payment order) for subsequent payments then please save it as a payment template. Please note that the template is saved without the due date. Therefore, if you use a template you must always add the relevant due date.